Protect Your Investment With Foremost RV Specialty Insurance
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| If you are like most RV buyers, your RV represents years of planning, saving and dreaming. Intangibles aren't easily replaced, but you can lessen the blow caused by damage or loss to your RV by protecting yourself with RV Specialty Insurance by Foremost Insurance Co. and Dennis Trailer Sales. Let us help you choose the insurance coverage that is right for you and your family. |
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You may never have to use your Foremost RV Specialty Insurance, but you'll use the peace of mind that comes from owning it every day.
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Tips on Insuring your RV from
Why RV Specialty Insurance?
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| Your RV, whether new or old, is a special vehicle requiring special consideration. Just as you wouldn't go to your family doctor for a toothache, you shouldn't go to a general insurance company to insure your RV. |
| An RV is a home on wheels. RV specialty insurance is a unique blend of auto and homeowner's insurance coverage, yet the price is typically comparable or less expensive than standard auto insurance. |
What's Special About RV Specialty Insurance?
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| Total Loss Replacement (TLR) Coverage is a major difference between a standard auto policy and a specialized RV policy. With TLR coverage, if your RV is totaled, the insurance company either replaces your RV with a new one or pays your initial purchase price, depending upon the age of your unit. |
| * Agreed Value Coverage is offered for classic coaches and bus conversion vehicles that don't have a standard market value. With a bill of sale or qualified appraisal, you can lock in the coach's value up front. |
| * Full-Timer Coverage - Without a homeowner's policy, RVers who live in their vehicles full-time are left with major exposures. Personal liability, additional living expenses, and stored personal effects coverage are included in RV specialty policies to protect full-timers' unique needs. |
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* Experienced RV Claims Handling - While you may never experience a serious loss with your RV, RV specialty insurance companies give you peace of mind knowing that your claim will be handled by professionals with RV experience, not simply standard auto adjusters.
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| * Diminishing Deductible Coverage is designed to reward good drivers by reducing comprehensive and collision deductibles by 25% for each claim-free year. If a loss occurs after four-claim free years, you pay no deductible on your claim. |
| * Personal Contents Coverage covers personal property, such as housewares, tools, clothes and sporting goods. A homeowner's policy may provide coverage, but there are often limitations to coverage for off-premises property, items in storage, or belongings damaged in a collision. RV specialty policies replace stolen or damaged items at full replacement cost. |
Other Benefits of RV Specialty Coverage
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| * Add-Ons and Tow Dollies Included - Most RV specialty policies automatically cover items like awnings, antennas, external racks, and satellite dishes for no additional charge. Additionally, tow dollies and trailers are often included in coverage. |
| * Emergency Travel Expense - If your RV is incapacitated due to a covered loss, most RV policies cover the cost of a rental car and/or hotel room while your RV is being repaired. If your RV is totaled, the policy can cover airfare to return you and your family home. |
| * Campsite Liability - RV specialty policies accommodates the unique risks involved in the RVing lifestyle. If someone is injured at your campsite, your liability exposure is covered up to policy limits. |
| * A Variety of Discounts - Be sure to ask about all discounts offered by an RV specialty insurance carrier. Membership in an RV club, supplemental braking systems, or completion of a safe driving course are just some of the discounts available on a state-by-state basis. |
How Do I Find an RV Specialty Insurance Provider?
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| There are a variety of ways to find the RV specialty product best suited to your needs. RV clubs, the Internet and many RV dealerships can put you in touch with one of the national companies that specialize in coverage for RV owners. The specific coverage you purchase may vary slightly from the descriptions listed above. Your policy is your contract so be sure to read it carefully. |
The Final Word
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If you currently own an RV, review your policy to be sure you have the protection described above at a reasonable price. If you are thinking of buying an RV, be sure to discuss with an RV-experienced agent or insurance company the availability of these coverages. Protect yourself by properly insuring both your investment and RVing lifestyle with RV specialty insurance.
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Credit Life & Disability Insurance
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| Many people choose to finance their RV's with Dennis Trailer Sales and purchase credit life and disability insurance to protect their spouse and family from a tragic financial burden due to loss of life or disabiling injury. This protection may be purchased with a single or joint premium credit life insurance policy. The term of this policy may be custom tailored to meet your needs regardless of how many years you finance your RV. |
Tire Guard - TireGuardUSA.us
Tire Re-Nu Road Hazard Plan
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| RV tires and wheels are very expensive to replace. A blowout or a bent wheel could cost you dearly in lost time and money. |
| Tire Re-Nu is insurance for your RV tires and wheels. This no-deductible five year plan fills the gap in tire and wheel coverage that your factory or extended service contract does not cover. Without and pro-ration or deductible, this warranty will pay for repair or replacement of your RV tires or rims should they be damaged by a road hazard. Whatever whell damage you encounter on the road - nails, potholes, debris, or something unseen - Tire Re-Nu will cover the cost of replacement or repair as well as balancing and sales tax charges. |
| You might not be able to prevent tire damage from happening, but you can be ready for it with a Tire Guard insurance policy. Call us today for more information. |
Extended Service Contracts
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| You always hear people comment that "I never have problems until the warranty runs out!" Now you can extend the length of coverage for mechanical breakdown repairs beyond the manufacturer's warranty with the Protective XtraRide service agreement. Youa can also increase the resale value on your RV since the agreement os easily transferable. The XtraRide service agreement program will provide exceptional service and efficient claims handling. |
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The XtraRide protection is available for new & pre-owned travel trailers, fifth wheels, truck campers & pop-ups. Coverages are up to 7 years on new units and up to 4 years on pre-owned. You have three choices of deductibles to fit into you budget. Contact us today to receive a no obligation quote and brochure.
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